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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

When applying for this card it was very quick and ea...

When applying for this card it was very quick and easy and got cards in less than a week and I am always updated by zopa would highly recommend Reviewed on: 17th April 2025

Fantastic to deal with Great Zopa

Fantastic to deal with Friendly knowledgeable staff. Always polite. Reviewed on: 17th April 2025

My journey to zopa land

i met zopa online and the application was straight forward. When i applied i have i have got the credit within 2days Reviewed on: 17th April 2025

Seamless experience

Seamless experience the Zopa card experience is fantastic and will recommend it to anyone. Reviewed on: 17th April 2025

All positive

Been a great swap over , all positive Reviewed on: 17th April 2025

Easy to use

Quick service very helpful easy to use Reviewed on: 17th April 2025

Easy to use.

Easy to use. Never had any problems Reviewed on: 17th April 2025

Good all round experience with Zopa

Good all round experience with Zopa Reviewed on: 17th April 2025

Very good credit card

Very easy to use and use online and good for bad ctedit Reviewed on: 17th April 2025

Absolutely phenomenal always there to help and alway...

Absolutely phenomenal always there to help and always quick and easy Reviewed on: 17th April 2025

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