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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Little demons

Customer care seems to be ok, but have had to change my card a few times as a spam company called yogachoice. Net have tried to get money from my account with each new card strange that Reviewed on: 17th April 2025

smooth and very accessable excelent

very frendly and smooth transaction Reviewed on: 17th April 2025

Everything about zopa is spot on

Everything about zopa is spot on Reviewed on: 17th April 2025

Rating of your service that you provide.

Just very good. Professional excellent customer service Reviewed on: 17th April 2025

I don't have any problem using my card and they are...

I don't have any problem using my card and they are easy to reach in case of emergency Reviewed on: 17th April 2025

My experience with Zopa has been excellent, no issue...

My experience with Zopa has been excellent, no issues and I find there credit card one of the best Reviewed on: 17th April 2025

Ever since I’ve been with Zopa.

Ever since I’ve been with Zopa. No regret. Smooth service, great savings rate Reviewed on: 17th April 2025

Very good service !

Very good service and understanding of customers needs ! Reviewed on: 17th April 2025

Fantastic app easy to use and keep a eye on...

Fantastic app easy to use and keep a eye on my account Reviewed on: 17th April 2025

Credit without the hassle

Always en point.I’ve never had a reason to complain Reviewed on: 17th April 2025

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