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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had an issue with zopa

Never had an issue with zopa, right credit limit and easy to navigate the app and keep track of spending and repayments. Reviewed on: 17th April 2025

Brilliant works as it should

Brilliant works as it should. Very happy with this card Reviewed on: 17th April 2025

Simple app to use and really quick response to any q...

Simple app to use and really quick response to any queries you may have Reviewed on: 17th April 2025

its very good i am very happy to use zopa...

its very good i am very happy to use zopa credit card Reviewed on: 17th April 2025

Everything about zopa is just so easy to use.

Everything about zopa is just so easy to use. I wouldn't use any other card provider Reviewed on: 17th April 2025

First class product ...

Since I joined Zopa, I have nothing more than admiration in the way my account has been handled Reviewed on: 17th April 2025

good and reliable for access any were outside...

good and reliable for access any were outside england Reviewed on: 17th April 2025

Good service.

Good service. I highly reccomend this bank Reviewed on: 17th April 2025

Excellent

First experience of credit. It’s been really helpful Reviewed on: 17th April 2025

Excellent service easy to manage big thumbs up

Excellent service easy to manage big thumbs up Reviewed on: 17th April 2025

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