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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My Zopa account .

Have had no problems with my card or limit. App is easy to navigate. Rates are very reasonable. Happy to be a customer. Reviewed on: 17th April 2025

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good services exxcellent I feel very happy wh...

Very good services exxcellent I feel very happy whith Zopa so I recomand to other People Zopa card its the best card wonderful Reviewed on: 17th April 2025

Great credit card provider, very informative, Zopa

Great credit card provider, very informative, Zopa doesn't leave me with any surprises regarding interest etc. Zopa app has all the tools you need, very supportive. Reviewed on: 17th April 2025

Helpfulness

They are very much on the ball if needed on the one occasion I’ve had to contact them they resolved my issues straight away Reviewed on: 17th April 2025

Great customer service value for money great card p...

Great customer service value for money great card provider any issues staff go out of their way to help Reviewed on: 17th April 2025

at present I have had no issue with Zopa.

at present I have had no issue with Zopa. and I would recommend you to others Reviewed on: 17th April 2025

Very handy

It is always handy to have a Zopa card,especially when things are a little strained or something is needing replaced/fixed! Reviewed on: 17th April 2025

very helpful card provider excellent customer service

very helpful card provider excellent customer service Reviewed on: 17th April 2025

Just reliable,easy to contact,quick response

Just reliable,easy to contact,quick response Reviewed on: 17th April 2025

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