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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Helped me when others wouldnt.

Helped me when others wouldnt. With not silly rates of interest. Reviewed on: 17th April 2025

Been with Zopa credit for a number of years,,easy to...

Been with Zopa credit for a number of years,,easy to access keeps you informed at all times of expenses , been building my credit easy to access through the app thank you Reviewed on: 17th April 2025

Friendly staff easy use mobile app helps too improv...

Friendly staff easy use mobile app helps too improve credit can’t ask for more Reviewed on: 17th April 2025

Very good experience with customer care skills

Very good experience with customer care skills Reviewed on: 17th April 2025

Best credit provider

Happy with the excellent service that I get. Reviewed on: 17th April 2025

It’s a been a very seamless and smooth experience ti...

It’s a been a very seamless and smooth experience till now. The service is very efficient couldn’t ask for more. Reviewed on: 17th April 2025

I had excellent experience.

I had excellent experience. I am happy Reviewed on: 17th April 2025

It was very easy to complete the process.

It was very easy to complete the process. And when we make advance payments, it becomes available immediately, unlike other cards that only appear after 2 or 3 business days. Reviewed on: 17th April 2025

Good services

ease, good service, good service Reviewed on: 17th April 2025

Very happy with zopa always very helpful and courteous

Very happy with zopa always very helpful and courteous Reviewed on: 17th April 2025

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