Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helped me when others wouldnt.

Helped me when others wouldnt. With not silly rates of interest. Reviewed on: 17th April 2025

Been with Zopa credit for a number of years,,easy to...

Been with Zopa credit for a number of years,,easy to access keeps you informed at all times of expenses , been building my credit easy to access through the app thank you Reviewed on: 17th April 2025

Friendly staff easy use mobile app helps too improv...

Friendly staff easy use mobile app helps too improve credit can’t ask for more Reviewed on: 17th April 2025

Very good experience with customer care skills

Very good experience with customer care skills Reviewed on: 17th April 2025

Best credit provider

Happy with the excellent service that I get. Reviewed on: 17th April 2025

It’s a been a very seamless and smooth experience ti...

It’s a been a very seamless and smooth experience till now. The service is very efficient couldn’t ask for more. Reviewed on: 17th April 2025

I had excellent experience.

I had excellent experience. I am happy Reviewed on: 17th April 2025

It was very easy to complete the process.

It was very easy to complete the process. And when we make advance payments, it becomes available immediately, unlike other cards that only appear after 2 or 3 business days. Reviewed on: 17th April 2025

Good services

ease, good service, good service Reviewed on: 17th April 2025

Very happy with zopa always very helpful and courteous

Very happy with zopa always very helpful and courteous Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
American Express Credit Card
from American Express 3.73 from 120 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub