Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa the best credit card of the year,

When all other credit cards refused me Zopa gave me one, they were very quick at sending the card to me, they made everything so quick, easy and Straightforward, Reviewed on: 17th April 2025

Great card, great app, great service all round

I have had a Zopa credit card for a while now. It is so easy to use the app which keeps me informed of everything I need to know. I can pay my bill through the app too and have now set up a direct debit using the app. I have regular emails to let me know when my payment is due and am kept informed about any changes etc. I am really happy with my card and would definitely recommend. Reviewed on: 17th April 2025

It always been very easy to deal with them, and you...

It always been very easy to deal with them, and you get the problem resolved very quickly. Reviewed on: 17th April 2025

Always great service

Always had great service never had any trouble with the service Reviewed on: 17th April 2025

I find Zopa to be very user friendly.

I find Zopa to be very user friendly. Clear and concise information. Great value. Reviewed on: 17th April 2025

I love the card and it’s a fair interest rate, the o...

I love the card and it’s a fair interest rate, the only down side is there are some retailers who don’t recognise the credit card . Just means I have to take cash out and that comes with a charge . Reviewed on: 17th April 2025

Zopa card.

Easy and quick to apply. Fast service to receive the card and easy to make payments on the app. Reviewed on: 17th April 2025

Very good alway good and very curious and great comm...

Very good alway good and very curious and great communication Reviewed on: 17th April 2025

They gave me a card when others didn’t because of my...

They gave me a card when others didn’t because of my bad credit but thanks to them my credit is getting better and has helped me improved my credit score I’m so glad they gave me the chance Reviewed on: 17th April 2025

a very pleasant experience and all efficient

a very pleasant experience and all efficient Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.97 from 195 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub