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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing card no problem any time

Amazing card no problem any time Reviewed on: 17th April 2025

All good and a great app, easy to use and very good...

All good and a great app, easy to use and very good layout. Reviewed on: 17th April 2025

Ok credit card interest rates a bit high

Ok credit card interest rates a bit high Reviewed on: 17th April 2025

Great never a problem if you have any issues they ar...

Great never a problem if you have any issues they are willing to sort them out very fast Reviewed on: 17th April 2025

Best credit card very responsive and helpful

Best credit card very responsive and helpful Reviewed on: 17th April 2025

First class provider good lower rates and so easy to...

First class provider good lower rates and so easy to use app Reviewed on: 17th April 2025

I have been quite happy with Zopa thank you

I have been quite happy with Zopa thank you Reviewed on: 17th April 2025

Very easy to use and get help if needed.

Very easy to use and get help if needed. Never has any issues Reviewed on: 17th April 2025

Very good all round recommended too my family and fr...

Very good all round recommended too my family and friends Reviewed on: 17th April 2025

App easy to navigate, keeps you up to date with your...

App easy to navigate, keeps you up to date with your account Reviewed on: 17th April 2025

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