Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit is excellent with the best of my experience

Zopa credit is excellent with the best of my experience Reviewed on: 17th April 2025

One of the best credit card.

One of the best credit card. Everything in one app Reviewed on: 17th April 2025

Easy access

The app is very easy to navigate, i like that you receive reminders about your due payment date Reviewed on: 17th April 2025

Excellent quality and customer service

Excellent quality and customer service Reviewed on: 17th April 2025

Very good experience very helpful

Very good experience very helpful Reviewed on: 17th April 2025

There were there when needed

They were there when I needed them where other cards were not Reviewed on: 17th April 2025

Excellent, very good service and easy to use

Excellent, very good service and easy to use Reviewed on: 17th April 2025

Great credit card provider, never had any issues.

Great credit card provider, never had any issues. Communications are very good and am kept up to date regularly. Reviewed on: 17th April 2025

Amazing good customer service happy

Amazing good customer service very helpful Reviewed on: 17th April 2025

It’s great and quick response.

It’s great and quick response. Great customer service Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.26 from 26 reviews
Credit card
from first direct 4.26 from 27 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub