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Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Need a card you won’t go wrong Zopa

5
Quick easy to log in. If need phone always assisted politely with no rush. Explains so helpful never any rush dealing with your problem or just query Reviewed on: 17th April 2025

Amazingly helpful

5
Been very helpful always aware of how my account is even considering their bank account ! Reviewed on: 17th April 2025

Great Service

5
Any issues I have had has been resolved without any trouble or inconvenience Reviewed on: 17th April 2025

Simple and easy to use.

5
Simple and easy to use. No fuss . No hassle Reviewed on: 17th April 2025

Very efficient service 24/7 back up service

5
Very efficient service 24/7 back up service Reviewed on: 17th April 2025

I’ve had a credit card for years with them they are...

5
I’ve had a credit card for years with them they are great Reviewed on: 17th April 2025

It was so easy to open an account

5
It was so easy to open an account Reviewed on: 17th April 2025

Credit Card/Savings

5
I have nothing but good things to say about Zopa Reviewed on: 17th April 2025

Ordered a card was here in a few days so as I am a n...

5
Ordered a card was here in a few days so as I am a new customer I can't say much else but they seem very genuine Reviewed on: 17th April 2025

Helpful and excellent easy to use it

5
Helpful and excellent easy to use it Reviewed on: 17th April 2025

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