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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

0-999 super hero

I’ve submitted this story before so nothing new to add but you helped me rebuild my credit score from 0-999 following an IVA. You were the only company who would entertain me with a credit card to which I am truly grateful. Reviewed on: 16th April 2025

Best bank bar none never looked back...

Since I started using Zopa I have never looked back great service any problem get sorted out very quickly Reviewed on: 16th April 2025

App simple to use

Never needed customer services. App is easy to use. Reviewed on: 16th April 2025

Brilliant company

They keep you up to date and tell you when you are getting near to your limit Reviewed on: 16th April 2025

Easy application and 250 credit limit accepted and I...

Easy application and 250 credit limit accepted and I had an account set up immediately, the app is great and so easy to navigate. Reviewed on: 16th April 2025

Great service from the start, Nice and easy to use.

Great service from the start, Nice and easy to use. Reviewed on: 16th April 2025

A company who believes in there customers.

A company who believes in there customers. Reviewed on: 16th April 2025

The app is very good tells you if you are likey to g...

The app is very good tells you if you are likey to get any offers Reviewed on: 16th April 2025

Customer expectations met by high customer service s...

Customer expectations met by high customer service standards Reviewed on: 16th April 2025

Zopa have been very good to me and give me a clear v...

Zopa have been very good to me and give me a clear view of what my credit rating with them is doing Reviewed on: 16th April 2025

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