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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Boss credit card and would recommend.

Boss credit card and would recommend. To everyone Reviewed on: 16th April 2025

Brilliant credit card and Bank Account

Brilliant credit card and Bank Account Reviewed on: 16th April 2025

Great team

The customer service team are very friendly and helpful with their approach to your questions Reviewed on: 16th April 2025

I am happy with the service

I am very happy with the service Reviewed on: 16th April 2025

Donatas banys

Good aš patenkintas banku. Tik gaila nėra overdraft Reviewed on: 16th April 2025

Fantastic easy to navigate website.

Fantastic easy to navigate website. Plenty of explainers pages. Reviewed on: 16th April 2025

Zopa credit card is one of the best credit card so far.

Zopa credit card is one of the best credit card so far. Very helpful and useful. Am not regretting having the product. Reviewed on: 16th April 2025

Very Happy With Everything

Everything about Zopa has been positive for me. I haven't had any problems at all using Zopa. They have even made it easy for me to save money. Reviewed on: 16th April 2025

This has helped me save for my car’s final payment w...

This has helped me save for my car’s final payment with good interest that I can’t be tempted to spend, I am really happy. Reviewed on: 16th April 2025

Credit Card Practicalities.

I have found the Zopa Credit Card very useful. The application process was a breeze. I appreciate the following subject is dependent on affordability. However my credit limit is very low and has been the same since my application. A slightly higher limit would make the card more usable. Reviewed on: 16th April 2025

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