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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great team

The customer service team are very friendly and helpful with their approach to your questions Reviewed on: 16th April 2025

I am happy with the service

I am very happy with the service Reviewed on: 16th April 2025

Donatas banys

Good aš patenkintas banku. Tik gaila nėra overdraft Reviewed on: 16th April 2025

Fantastic easy to navigate website.

Fantastic easy to navigate website. Plenty of explainers pages. Reviewed on: 16th April 2025

Zopa credit card is one of the best credit card so far.

Zopa credit card is one of the best credit card so far. Very helpful and useful. Am not regretting having the product. Reviewed on: 16th April 2025

Very Happy With Everything

Everything about Zopa has been positive for me. I haven't had any problems at all using Zopa. They have even made it easy for me to save money. Reviewed on: 16th April 2025

This has helped me save for my car’s final payment w...

This has helped me save for my car’s final payment with good interest that I can’t be tempted to spend, I am really happy. Reviewed on: 16th April 2025

Credit Card Practicalities.

I have found the Zopa Credit Card very useful. The application process was a breeze. I appreciate the following subject is dependent on affordability. However my credit limit is very low and has been the same since my application. A slightly higher limit would make the card more usable. Reviewed on: 16th April 2025

Credit card

App.is brilliant so easy . You know everything that is going on with your money Reviewed on: 16th April 2025

Great basic credit card

I had to enter into a debt agreement a couple of years ago. Once I was free from that Zopa offered me a credit card that has since helped me in rebuilding my credit score. I still have a way to go, but I know Zopa has my back! Reviewed on: 16th April 2025

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