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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41728 reviews)

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4.93

Based on 41,728 reviews, last reviewed 16th Jan 2026

71650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Zoos is a really good credit card and the customer service is out of this world very reliable. Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41728)

Review of the Zopa, Credit card:

Zopa provided helpful and efficient service

Zopa helped when other companies left me cold. I have now repaired my credit score and have a healthy financial outlook. Reviewed on: 22nd April 2025

Great card

Great easy to use and great customer service Reviewed on: 15th January 2026

This service has for meu very helpful,I recommend th...

This service has for meu very helpful,I recommend this is fantastic credit card Reviewed on: 15th January 2026

Always been helpful and understanding and reliable.

Always been helpful and understanding and reliable. Would recommend them and pleased I picked them . Reviewed on: 15th January 2026

Sterling service

Zopa has always dealt with any queries promptly and satisfactory. Also their anti fraud regime is excellent. Very happy. Thank you Zopa Reviewed on: 15th January 2026

Easy to apply.

Easy to apply.Kept informed all the way through the process.Easy to use app once your card arrives. Reviewed on: 15th January 2026

Good service good customer support

Good service good customer support Reviewed on: 15th January 2026

No issues encountered and loving the experience

No issues encountered and loving the experience Reviewed on: 15th January 2026

Excellent sofar I would recommend my friends

Excellent so far helped me out over Xmas Reviewed on: 15th January 2026

Everything is fine, app is responding quckly , easy...

Everything is fine, app is responding quckly , easy menu and navigation Reviewed on: 15th January 2026

The best credit company

Their customer service is really good. They helped me freeze and get annew card when I had a fraudulent transaction. Their representatives are very helpful. In terms of their product offers, the card is very helpful and essy to use. I was offered credit increase a few times. And I’m thankful coz my card helped me a lot Reviewed on: 15th January 2026

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