Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

View other Zopa products

4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

83150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41965)

Review of the Zopa, Credit card:

ZOPALICIOUS

Have card many years Good service Reviewed on: 24th April 2025

ZOPA!. What a fantastic experience.

Fantastic experience, with a very easy application process that was extremely well explained and defined. I would highly recommend Zopa to anyone.. Best application with such ease. Zopa deserve all the finest recognition that is possible. Reviewed on: 17th January 2026

Professional and friendly

Professional and friendly team, go out of your way to help you there when help is needed , thankuyou Reviewed on: 17th January 2026

Happy camper.

My whole experience with Zopa from the application up until now has been fantastic Reviewed on: 17th January 2026

Got the money easy and faster, quick decision.

Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

Very good service and credit limit and interest is v...

Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 5.00 from 3 reviews
Clubcard credit cards
from Tesco Bank 4.00 from 324 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2380 reviews
Cash ISA
from Zopa 4.95 from 1453 reviews
Smart Saver
from Zopa 4.94 from 7486 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub