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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 12th Jun 2025
17% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025
Mo Khalil's avatar
Mo Khalil

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Best credit card ever

5
I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

The product is good when you need it

5
The product is good when you need it Reviewed on: 28th April 2025

Perfect!!!

5
Good product nothing to complain Reviewed on: 28th April 2025

Very easy to use app, excellent service.

5
Very easy to use app, excellent service. Not constantly bombarded with emails etc Reviewed on: 28th April 2025

Very helpful service.

5
Very helpful service. Responsive and quick service. Recommended. Reviewed on: 28th April 2025

My experience has been satisfying

5
My experience has been satisfying Reviewed on: 28th April 2025

the app is very good but it's also easy to talk to s...

5
the app is very good but it's also easy to talk to soombody Reviewed on: 28th April 2025

Fantastic company, friendly and easy.

5
Fantastic company, friendly and easy. Reviewed on: 28th April 2025

In my opinion it’s the best card out there

5
I find ZOPA so easy to use and the app is just as good no hassle and your kept up to date with your account all the time it even helps with my bank account it’s so helpful you always know what’s going on giving you peace of mind I think ZOPA is the best card out there why not give them a go and make your life that little bit easier you’ll be glad you did Reviewed on: 28th April 2025

Excellent experience

5
No pressure to take other products, no sales messages Reviewed on: 28th April 2025

I lost my card and they were very helpful

5
I lost my card and they were very helpful Reviewed on: 28th April 2025

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