Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 14th May 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Best credit card ever

I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

Very easy to use app, excellent service.

Very easy to use app, excellent service. Not constantly bombarded with emails etc Reviewed on: 28th April 2025

Very helpful service.

Very helpful service. Responsive and quick service. Recommended. Reviewed on: 28th April 2025

My experience has been satisfying

My experience has been satisfying Reviewed on: 28th April 2025

the app is very good but it's also easy to talk to s...

the app is very good but it's also easy to talk to soombody Reviewed on: 28th April 2025

Fantastic company, friendly and easy.

Fantastic company, friendly and easy. Reviewed on: 28th April 2025

In my opinion it’s the best card out there

I find ZOPA so easy to use and the app is just as good no hassle and your kept up to date with your account all the time it even helps with my bank account it’s so helpful you always know what’s going on giving you peace of mind I think ZOPA is the best card out there why not give them a go and make your life that little bit easier you’ll be glad you did Reviewed on: 28th April 2025

Excellent experience

No pressure to take other products, no sales messages Reviewed on: 28th April 2025

I lost my card and they were very helpful

I lost my card and they were very helpful Reviewed on: 28th April 2025

Credit card

Easy to open. App great to use not had any issues or problems. All written communication easy to follow and self explanatory. Not actually spoke to anyone as of yet. Reviewed on: 28th April 2025

Zopa really helped it customers, when come to the cr...

Zopa really helped it customers, when come to the credit card Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 4.87 from 9 reviews
Credit Card
from The Co-operative Bank 2.74 from 35 reviews
Credit Card
from Yonder 4.94 from 463 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub