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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
33% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Best credit card ever

5
I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

I love zopa just incredibly easy to use I have their...

5
I love zopa just incredibly easy to use I have their new account and credit card Reviewed on: 28th April 2025

Excellent customer service

5
Excellent customer service .Good Reviewed on: 28th April 2025

It helps improve the credit score who has a poor cre...

4
It helps improve the credit score who has a poor credit. Reviewed on: 28th April 2025

Excellent communication

5
Excellent communication and gives great insight on my account Reviewed on: 28th April 2025

Zopa good service

5
Amazing very good always good service Reviewed on: 28th April 2025

The product is good when you need it

5
The product is good when you need it Reviewed on: 28th April 2025

Perfect!!!

5
Good product nothing to complain Reviewed on: 28th April 2025

Very easy to use app, excellent service.

5
Very easy to use app, excellent service. Not constantly bombarded with emails etc Reviewed on: 28th April 2025

Very helpful service.

5
Very helpful service. Responsive and quick service. Recommended. Reviewed on: 28th April 2025

My experience has been satisfying

5
My experience has been satisfying Reviewed on: 28th April 2025

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