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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40265 reviews)

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4.93

Based on 40,265 reviews, last reviewed 3rd May 2025

74% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Convenient to use Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40265)

Review of the Zopa, Credit Card:

Zopa Credit card is not good for me because I am using this card since last 1 year and paying my full statement amount every month but still I didn't get any cards my card Limit to increase.

According to AQUA credit card ZOPA credit card is worst for me because since last one year I am using Zopa card and my credit Limit is same. Zooa credit card doing always HARD credit checks its not good for everyone one. I have AQUA Credit card since last 9 months and they increase my credit Limit 3 time, so I am not recommending to ZOPA credit card to anyone.. Reviewed on: 29th March 2022

In my opinion it’s the best card out there

I find ZOPA so easy to use and the app is just as good no hassle and your kept up to date with your account all the time it even helps with my bank account it’s so helpful you always know what’s going on giving you peace of mind I think ZOPA is the best card out there why not give them a go and make your life that little bit easier you’ll be glad you did Reviewed on: 28th April 2025

Excellent experience

No pressure to take other products, no sales messages Reviewed on: 28th April 2025

I lost my card and they were very helpful

I lost my card and they were very helpful Reviewed on: 28th April 2025

Credit card

Easy to open. App great to use not had any issues or problems. All written communication easy to follow and self explanatory. Not actually spoke to anyone as of yet. Reviewed on: 28th April 2025

Zopa really helped it customers, when come to the cr...

Zopa really helped it customers, when come to the credit card Reviewed on: 28th April 2025

Rebuilding my credit score

Helping me to build my credit score and repayment affordability Reviewed on: 28th April 2025

Excellent

Very easy company to deal with and very friendly staff Reviewed on: 28th April 2025

Love my Zopa card.

Love my Zopa card. Easy to use, would be better as a phone app too Reviewed on: 28th April 2025

Easy to get very helpful would recommend to anyone

Easy to get very helpful would recommend to anyone Reviewed on: 28th April 2025

It is exellent choice.

It is exellent choice. I would recommend to anyone Reviewed on: 28th April 2025

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