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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have no problem with the service

I have no problem with the service Reviewed on: 16th April 2025

Very efficient and consistent also easy access to mo...

Very efficient and consistent also easy access to money and credit limit increased in few months and that help a lot with my finances, I really admire that. Reviewed on: 16th April 2025

Very happy

Had my card for 3 years and never had an issue. Reviewed on: 16th April 2025

Not a problem with them good rates

Not a problem with them good rates Reviewed on: 16th April 2025

They explain every thing so you can understand befor...

They explain every thing so you can understand before you commit to getting the card. They will only give you a credit limit which they think you can manage which will not push you into debt. Reviewed on: 16th April 2025

Unknowing

Na as not had luck with this all keep getting is need to do this or that when try not let me at al Reviewed on: 16th April 2025

Been really helpful, customer service is great

Been really helpful, customer service is great Reviewed on: 16th April 2025

Very good let’s you no when you have a payment due a...

Very good let’s you no when you have a payment due a couple of days before Reviewed on: 16th April 2025

Had loans credit card with them now saving with them...

Had loans credit card with them now saving with them had no problems Reviewed on: 16th April 2025

OUTSTANDING SERVICE

When no one else would help ZOPA did .. thank you very much Reviewed on: 16th April 2025

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