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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

OUTSTANDING SERVICE

When no one else would help ZOPA did .. thank you very much Reviewed on: 16th April 2025

Excellent service

Excellent service very nice people to deal with Reviewed on: 16th April 2025

Fantastic

From moment I applied to card arriving, no issues and was really quick and easy process. Reviewed on: 16th April 2025

Taffy Tors

Great on line. Easy to use app. Simple payment methods. Reviewed on: 16th April 2025

Just works, the app is great and easy to understand...

Just works, the app is great and easy to understand what’s not to love! Reviewed on: 16th April 2025

In my opinion Zopa bank and credit card is amaizing!

In my opinion Zopa bank and credit card is amaizing! I am wery happy cusomer and definitly I recomand this Bank!! Reviewed on: 15th April 2025

Anica doran

Excellent company and very helpful staff Reviewed on: 15th April 2025

Needed help you gave it and very helpfull

Needed help you gave it and very helpfull Reviewed on: 15th April 2025

Very simple application process, never get question...

Very simple application process, never get questioned about my transactions, App is simple to use and navigate and they offer other services to help manage your credit, savings and bank accounts. Highly recommend this for anyone trying to establish a credit rating. Reviewed on: 15th April 2025

I use it.

I use it. I am satisfied. This card is for every pocket Reviewed on: 15th April 2025

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