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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

Excellent service very nice people to deal with Reviewed on: 16th April 2025

Fantastic

From moment I applied to card arriving, no issues and was really quick and easy process. Reviewed on: 16th April 2025

Taffy Tors

Great on line. Easy to use app. Simple payment methods. Reviewed on: 16th April 2025

Just works, the app is great and easy to understand...

Just works, the app is great and easy to understand what’s not to love! Reviewed on: 16th April 2025

In my opinion Zopa bank and credit card is amaizing!

In my opinion Zopa bank and credit card is amaizing! I am wery happy cusomer and definitly I recomand this Bank!! Reviewed on: 15th April 2025

Anica doran

Excellent company and very helpful staff Reviewed on: 15th April 2025

Needed help you gave it and very helpfull

Needed help you gave it and very helpfull Reviewed on: 15th April 2025

Very simple application process, never get question...

Very simple application process, never get questioned about my transactions, App is simple to use and navigate and they offer other services to help manage your credit, savings and bank accounts. Highly recommend this for anyone trying to establish a credit rating. Reviewed on: 15th April 2025

I use it.

I use it. I am satisfied. This card is for every pocket Reviewed on: 15th April 2025

Every situation coverd.

Every situation coverd.and easy to get in touch with Reviewed on: 15th April 2025

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