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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent customer service,good interest rates and r...

Excellent customer service,good interest rates and repayments. Zopa are very good and highly recommendable with the additional features on the app as well Reviewed on: 12th April 2025

It is quite easy n r very helpfull when u phone up.

It is quite easy n r very helpfull when u phone up. Reviewed on: 12th April 2025

Absolutely the best credit card outhere Easy applica...

Absolutely the best credit card outhere Easy application process can be used everywhere no hidden charges good to improve your credit score or every day use credit card all in all no complaints so far been with them just under a year now Reviewed on: 12th April 2025

Even though I've never heard of zopa, I cannot fault...

Even though I've never heard of zopa, I cannot fault them, but highly recommend them. My credit was so bad till I finally got myself back on track. With my rating being so low I was devious about applying for a credit card but I'm glad I did. Cannot say much but with my experience so far I would highly recommend. Reviewed on: 12th April 2025

Great credit card

Yes I am.pleased with my.experience Reviewed on: 12th April 2025

Easy to zopa site Easy to open pots and save Easy to...

Easy to zopa site Easy to open pots and save Easy to use credit card and relatively good Apr. Reviewed on: 12th April 2025

Not long time im opened thats i cant say something

Not long time im opened thats i cant say something Reviewed on: 12th April 2025

I use it and it's so easy to use, i like to have the...

I use it and it's so easy to use, i like to have the extra money Reviewed on: 12th April 2025

Great starter card

Easy to apply for great app kept informed all the time Reviewed on: 12th April 2025

Great Customer service

They provide excellent customer service and support including helping to stop scammers from taking your money or using your profile to Rob you they will cancel your card ASAP then send you a replacement very quickly one word brilliant Reviewed on: 12th April 2025

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