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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fast payments, clear terms.

Fast payments, clear terms. Interest a little high but expected. Good customer service. Reviewed on: 12th April 2025

Easy to use app and very helpful

Easy to use app and very helpful Reviewed on: 12th April 2025

Superb service and very friendly and helpful custome...

Superb service and very friendly and helpful customer service Reviewed on: 12th April 2025

Great company

Excellent service & really good rates Reviewed on: 12th April 2025

very friendly staff

very friendly staff and always willing to help Reviewed on: 12th April 2025

Really easy application and good response time

Really easy application and good response time Reviewed on: 12th April 2025

Zopa have been brilliant!

Zopa have been brilliant! They provide great communication and I know exactly what I owe and when. Reviewed on: 12th April 2025

I have not encountered any issues with Zopa

I have not encountered any issues with Zopa Reviewed on: 12th April 2025

Excellent customer service and good attention to det...

Excellent customer service and good attention to detail Reviewed on: 12th April 2025

It has been effective efficient and quick

It has been effective efficient and quick Reviewed on: 12th April 2025

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