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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I love Zopa.

I love Zopa. Its a great credit card Reviewed on: 11th April 2025

Good and best

Good and easy would say the best Reviewed on: 11th April 2025

Zopa took a risk on me when others wouldn't.

Zopa took a risk on me when others wouldn't. Got me out of a hole and never looked back. Reviewed on: 11th April 2025

Always been a great card, customer service good no p...

Always been a great card, customer service good no problems Reviewed on: 11th April 2025

Very good every one should take it

Very good every one should take it Reviewed on: 11th April 2025

Zopa is the best credit card and interest charge not...

Zopa is the best credit card and interest charge not much and you can easily use this card all over the world. I love to use it and i love zopa Reviewed on: 11th April 2025

Zopa give me a credit card and I use excellent using...

Zopa give me a credit card and I use excellent using need time Reviewed on: 11th April 2025

Atrocious

Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025

So easy to use , you can get to find out anything on...

So easy to use , you can get to find out anything on their site Reviewed on: 10th April 2025

Very good customer service

Very good customer service and great credit visa card Reviewed on: 10th April 2025

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