Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

ALL I CAN SAY VERY GOOD SERVICE.

ALL I CAN SAY VERY GOOD SERVICE....BEST WISHES Reviewed on: 9th April 2025

Excellent credit card easy to pay back good rates.

Excellent credit card easy to pay back good rates. Reviewed on: 9th April 2025

Excellent sevice very easy to manage my account

Excellent sevice very easy to manage my account Reviewed on: 9th April 2025

Easy to use

Very easy to pay off what you owe through bank transfers. Reviewed on: 9th April 2025

Never had a problem very easy to do business with.

Never had a problem very easy to do business with. Reviewed on: 9th April 2025

Brilliant

Very good and quick reply friendly and helpful Reviewed on: 9th April 2025

Great card very easy to apply for no hassle

Great card very easy to apply for no hassle Reviewed on: 9th April 2025

Effective

Good, efficient company who are customer focused Reviewed on: 9th April 2025

Smooth set up and can't fault customer service

Smooth set up and can't fault customer service Reviewed on: 9th April 2025

Customer service has always been helpful when I suff...

Customer service has always been helpful when I suffered from fraudsters and rectified the situation pretty quickly Reviewed on: 9th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub