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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Satisfied Customer

Using them for a few years now. No issues and satisfied with the service provided Reviewed on: 9th April 2025

Helpful.

There to give advice and very understanding. Keep you updated on your credit. Reviewed on: 9th April 2025

Had Zopa for about 4 year's

Had Zopa for about 4 years and never had a problem with them. Reviewed on: 9th April 2025

Friendly and informative.

The staff are friendly and informative when you need them and the website and app are really easy to use Reviewed on: 9th April 2025

Excellent service and easy to apply procedures.

Excellent service and easy to apply procedures. Reviewed on: 9th April 2025

So easy and uncomplicated to deal with

So easy and uncomplicated to deal with Reviewed on: 9th April 2025

Friendly team!

Friendly team! I am feeling sure and comfortable with ZOPA. Reviewed on: 8th April 2025

I own a Zopa credit card that works well

I own a Zopa credit card that is actually a pleasure to use . I can access all of my spending in a clear and concise breakdown . Zopa listen to their customers and provide great service that helps us manage our accounts easier . Reviewed on: 8th April 2025

All good with no problems

Got the card easy to use and easy to understand Reviewed on: 8th April 2025

Excellent card

Excellent credit card very reliable easy to pay in installments very happy best card on the market Reviewed on: 8th April 2025

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