Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use credit card !

Easy to use credit card ! having my loan and credit card in place make so much sense Reviewed on: 8th April 2025

My experience

Quick and efficient and prompt exactly what you are looking for . Reviewed on: 8th April 2025

I started with a credit card and now have a bank acc...

I started with a credit card and now have a bank account, from the start of the banking service and a savings account. Zopa is my most used financial service. Reviewed on: 8th April 2025

Very good interest rates.

Very good interest rates.Would have been top marks if I could do a a balance transfer. Reviewed on: 8th April 2025

Very recommended helpful professional people

Very helpful professional people Reviewed on: 8th April 2025

App super simple and easy to use, and to swap betwee...

App super simple and easy to use, and to swap between bank and credit card with easy payment option Reviewed on: 8th April 2025

Great support

All issues are resolved within the same day. Hassle free. Reviewed on: 8th April 2025

So far so good.

So far so good. Highly recommended Reviewed on: 8th April 2025

I found zopa to be excellent and their banking app s...

I found zopa to be excellent and their banking app simple to use and understand Reviewed on: 8th April 2025

Great customer service,very friendly advisors.

Great customer service,very friendly advisors. Reviewed on: 8th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.94 from 379 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Overpay
from Incredible 4.60 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub