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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa credit

I have always found it easy to use zopa credit card Reviewed on: 7th April 2025

Best of the rest

Excellent service, they update me with every transaction almost immediately as well as linking with other banks I use. Reviewed on: 7th April 2025

best card i have ever had got rid of other cards kee...

best card i have ever had got rid of other cards keeping this one Reviewed on: 6th April 2025

Great company

Great for building credit, app is easy to use, absolutely no issues in the 3 years I've has a Zopa card Reviewed on: 6th April 2025

Superb customer service, card processed and provide...

Superb customer service, card processed and provided within days.Sensible credit limit to begin with ensuring peace of mind Reviewed on: 6th April 2025

Brilliant love it Easy to set upThankyou

Brilliant love it Easy to set upThankyou Reviewed on: 6th April 2025

Fantastic, easy to use, great application process.

Fantastic, easy to use, great application process. Reviewed on: 6th April 2025

Easy to apply for, great app that's easy to follow

Easy to apply for, great app that's easy to follow Reviewed on: 6th April 2025

The best credit card i ever have

The best credit card i ever have Reviewed on: 6th April 2025

John smith

Good interaction and good service helped me a lot Reviewed on: 6th April 2025

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