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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Just all round good service andavailability !

Just all round good service andavailability ! Reviewed on: 6th April 2025

:) it’s perfect for me it’s.

:) it’s perfect for me it’s. Good feature Reviewed on: 6th April 2025

Good card

Good card and value,always let you know what you spend Reviewed on: 6th April 2025

I have been with zopa for awhile very excellent se...

I have been with zopa for awhile very excellent service and would recommend Reviewed on: 6th April 2025

Always have been good for me no problems

Always have been good for me no problems Reviewed on: 6th April 2025

Simple access and ease of use.

Simple access and ease of use. Useful credit limit means I have a safety net for any unexpected expenses Reviewed on: 6th April 2025

Easy to use and quick to apply

Easy to use and quick to apply and set up. Reviewed on: 6th April 2025

Great service

Account opened really quickly, had no issues at all Reviewed on: 6th April 2025

No Bad very good

No Bad very good excellent very fast and very clean I am very happy Reviewed on: 6th April 2025

Love this credit card good for emergency

Love this credit card good for emergency Reviewed on: 6th April 2025

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