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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent credit card

Very good experience fairly simple and easy to use you have many different options avail such as increase of funds, view pin Reviewed on: 7th April 2025

I have a zopa card Easy tracking on the Zopa app I'm...

I have a zopa card Easy tracking on the Zopa app I'm always in formed when payments are due And receive notifications on my spending Excellent app Reviewed on: 7th April 2025

Very good but need increase levels assured 1

Very good but need increase levels assured 1 Reviewed on: 7th April 2025

Great service excellent A.

Great service excellent A.P.R advisors a professional and knowledgeable Reviewed on: 7th April 2025

My Zopa experience

Helpful friendly always ready to help if you have any questions I would recommend Zopa to anyone. Overall a great credit card and great company to deal with. Reviewed on: 7th April 2025

Absolutely Excellent

Very easy to use the app and customer service support is excellent Reviewed on: 7th April 2025

They have been excellent to work with.

They have been excellent to work with. I have recommended them to a lot off my friends and family. Top company. Reviewed on: 7th April 2025

It's great when I had problems with my card they sor...

It's great when I had problems with my card they sorted it swiftly thank you zopa Reviewed on: 7th April 2025

Simply Excellence.

Brilliant service and easy to approve purchases through the app. Reviewed on: 7th April 2025

Great card excellent rates , easy going on the pocket

Great card excellent rates , easy going on the pocket Reviewed on: 7th April 2025

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