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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful

They have help me out a lot very friendly when I need to talk to them nothing is too much trouble Reviewed on: 5th April 2025

Great service.

Great service. I use my card and repay and I have no complaints. Excellent company. Reviewed on: 5th April 2025

Credit card

I have a credit card with Zopa and they are brilliant, they only put up your credit limit when they are sure you are able to make payments. Reviewed on: 5th April 2025

Fabulous Fantastic IZopa credit cards are best and g...

Fabulous Fantastic IZopa credit cards are best and good customer service and attractive dealing .v helpful and fulfill bacis and long-term needs Reviewed on: 5th April 2025

Just joined Zopa and so far they've been good to me.

Just joined Zopa and so far they've been good to me. Reviewed on: 5th April 2025

Positive experience..

I've had a very positive experience with Zopa..I was very lucky to get a credit card to help with the every day things..it works for me..I can manage it well and I'd definitely recommend it to friends and family.. Reviewed on: 5th April 2025

Fast appoval of credit limit increase

Fast appoval of credit limit increase Reviewed on: 5th April 2025

Marvellous

Best ever service. Excellent and handling every matter with professionalism Reviewed on: 5th April 2025

ZOPA Credit Card Usefulness

I was able to use my ZOPA credit card for online International purchases, and was offered an increase in the credit limit to a useful level soon after I started using it.. Reviewed on: 5th April 2025

I am amazed and impressed with the high level of sec...

I am amazed and impressed with the high level of security just setting up this account I was impressed. I wish other banks could be like this hassle free and the ability to move on with your world of credit. Reviewed on: 5th April 2025

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