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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No issues using zopa excellent service

No issues using zopa excellent service Reviewed on: 3rd April 2025

I have the new bank (love the card) and a credit car...

I have the new bank (love the card) and a credit card both easy to manage and been a customer for well over 12 months. Reviewed on: 3rd April 2025

Not had any problems.

Not had any problems. Always ask for permission to increase. app easy to use and understand. Reviewed on: 3rd April 2025

Customers careeasy to speak with the advice team

Very easy to speak with the advice team Reviewed on: 3rd April 2025

Good value for money excellent customer service

Good value for money excellent customer service Reviewed on: 3rd April 2025

My experience with Zopla with my credit card has mad...

My experience with Zopla with my credit card has made me financially better off in every way thank you Reviewed on: 3rd April 2025

Topcardyou pay off money off you...

A easy to use app and when you pay off money off your balance it shows up straight away great cars you Reviewed on: 3rd April 2025

The customer service was excellent and the applicati...

The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

zopa highly recomended

very easy to deal with and very helpfull Reviewed on: 3rd April 2025

Great card easy to use, easy to use app helps to kee...

Great card easy to use, easy to use app helps to keep on top of everyrhing Reviewed on: 2nd April 2025

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