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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Amazing and really quick response to any issues

Amazing and really quick response to any issues Reviewed on: 2nd April 2025

Zopa is the best credit card I've ever had

Zopa is a brilliant credit company with quite a few products available i have told all my friends and family about zopa their app is very easy to navigate and you can set a credit cushion for a limit you chose meaning you'll never exceed your credit Reviewed on: 2nd April 2025

Good card

Has been a good credit building card for me have another card which I don't use now as interest is higher Reviewed on: 2nd April 2025

Excellent service from start to finish

Excellent service from start to finish Reviewed on: 2nd April 2025

GREAT CUSTOMER SERVICE AND FRIENDLY

GREAT CUSTOMER SERVICE AND FRIENDLY Reviewed on: 2nd April 2025

Zooa are the most useless card company on the planet.

Zooa are the most useless card company on the planet. They do not do what they say will do and even when your credit history is a whole lot better they keep you on a low score . Avoid this company if you want to build your credit. Reviewed on: 2nd April 2025

Very easy to use app.

Very easy to use app. Simple to make extra payments each month links to your own bank. Reviewed on: 2nd April 2025

Perfect for all your lending needs.

Perfect for all your lending needs. Reviewed on: 2nd April 2025

Good listener and always found their staff willing t...

Good listener and always found their staff willing to sort your problem Reviewed on: 2nd April 2025

Since being a Zopa Credit Card user I am extremely h...

Since being a Zopa Credit Card user I am extremely happy with all areas of service provided and can completely recommend anyone to try Zopa and be a very happy customer like I am Reviewed on: 2nd April 2025

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