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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Since being a Zopa Credit Card user I am extremely h...

Since being a Zopa Credit Card user I am extremely happy with all areas of service provided and can completely recommend anyone to try Zopa and be a very happy customer like I am Reviewed on: 2nd April 2025

It's an ok credit card ive had no problems

It's an ok credit card ive had no problems Reviewed on: 2nd April 2025

Very easy app

Never had any issues and app is really easy to navigate Reviewed on: 2nd April 2025

Give me a good credit raise when I needed it a very...

Give me a good credit raise when I needed it a very good help Reviewed on: 2nd April 2025

Great card for people easy to use the app

Great card for people easy to use the app Reviewed on: 2nd April 2025

Quick and easy

Simple and stress free. Easy application with quick responses Reviewed on: 2nd April 2025

Best App and best value

Easy to use Zopa app, everything is clear and transparent. Simple to use and good offers. Easy to apply for products Reviewed on: 2nd April 2025

Realy good to deal with on loan and credit cards

Realy good to deal with on loan and credit cards Reviewed on: 2nd April 2025

Very bad customer service.

Very bad customer service. Poor decision making. Reviewed on: 2nd April 2025

Excellent service and no hidden extras

Excellent service and no hidden extras Reviewed on: 2nd April 2025

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