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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's an ok credit card ive had no problems

It's an ok credit card ive had no problems Reviewed on: 2nd April 2025

Very easy app

Never had any issues and app is really easy to navigate Reviewed on: 2nd April 2025

Give me a good credit raise when I needed it a very...

Give me a good credit raise when I needed it a very good help Reviewed on: 2nd April 2025

Great card for people easy to use the app

Great card for people easy to use the app Reviewed on: 2nd April 2025

Quick and easy

Simple and stress free. Easy application with quick responses Reviewed on: 2nd April 2025

Best App and best value

Easy to use Zopa app, everything is clear and transparent. Simple to use and good offers. Easy to apply for products Reviewed on: 2nd April 2025

Realy good to deal with on loan and credit cards

Realy good to deal with on loan and credit cards Reviewed on: 2nd April 2025

Very bad customer service.

Very bad customer service. Poor decision making. Reviewed on: 2nd April 2025

Excellent service and no hidden extras

Excellent service and no hidden extras Reviewed on: 2nd April 2025

Very good I recommend everyone and I recommend my fr...

Very good I recommend everyone and I recommend my friends. Reviewed on: 2nd April 2025

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