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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Accessible & user friendly service

Accessible & user friendly service Reviewed on: 31st March 2025

Does all i need it to.

Does all i need it to do couldn't ask for more than that. Reviewed on: 31st March 2025

100% very friendly staff great emails

100% very friendly staff great emails Reviewed on: 31st March 2025

Easy experience is key, and easy use

Easy experience is key, and easy use Reviewed on: 31st March 2025

EASY PROCESS

Was an easy process and quick decision and delivery of card Reviewed on: 31st March 2025

Great alternative to other lenders

I didn’t have a very good credit rating but Zopa offered me a credit card at a lower rate than most alternative companies so I was able to get back into using credit facilities. They have continued to support me by offering tips and advice to improve my credit refit and now I have a bank account with them too. Reviewed on: 31st March 2025

Happy soul

Fantastic service not had a problem Reviewed on: 31st March 2025

Easy to use

Good service, easy to use. Reasonable interest rates Reviewed on: 31st March 2025

professional and easy

Everything was professional and easy Reviewed on: 31st March 2025

Easy to use app

Easy to use app you can see what you want all on one page Reviewed on: 31st March 2025

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