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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Easy to use

5
App is easy to navigate, regular email keep you up to date with changes etc. never had any issues using the card Reviewed on: 31st March 2025
Stu's avatar
Stu

Accessible & user friendly service

5
Accessible & user friendly service Reviewed on: 31st March 2025
Gillian P's avatar
Gillian P

Does all i need it to.

5
Does all i need it to do couldn't ask for more than that. Reviewed on: 31st March 2025
Lee H's avatar
Lee H

100% very friendly staff great emails

5
100% very friendly staff great emails Reviewed on: 31st March 2025
Robert T's avatar
Robert T

Easy experience is key, and easy use

5
Easy experience is key, and easy use Reviewed on: 31st March 2025
Ian h's avatar
Ian h

EASY PROCESS

5
Was an easy process and quick decision and delivery of card Reviewed on: 31st March 2025
Rich W's avatar
Rich W

Great alternative to other lenders

5
I didn’t have a very good credit rating but Zopa offered me a credit card at a lower rate than most alternative companies so I was able to get back into using credit facilities. They have continued to support me by offering tips and advice to improve my credit refit and now I have a bank account with them too. Reviewed on: 31st March 2025
hollyjessicabibik 's avatar
hollyjessicabibik

Happy soul

5
Fantastic service not had a problem Reviewed on: 31st March 2025
Shawn m's avatar
Shawn m

Easy to use

5
Good service, easy to use. Reasonable interest rates Reviewed on: 31st March 2025
Sharuk's avatar
Sharuk

professional and easy

5
Everything was professional and easy Reviewed on: 31st March 2025
Gheorghe Creanga 's avatar
Gheorghe Creanga

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