Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I like it

I like it , i am using very comfortable Reviewed on: 31st March 2025

Fair and honest.

Fair and honest. I always know where I am at good or bad I did exceed my credit limit and I was ‘told off’ for it but they did warn me so my bad. Reviewed on: 31st March 2025

Help me when I was struggling with my credit score I...

Help me when I was struggling with my credit score I could not get it up until Zopa helped me since I have had my card I have paid every month and my score is now good and healthy Reviewed on: 31st March 2025

Best company

Pleased with every part of zopa. Applicationwas very straight forward and easey to fill in. Decision was very quick. Account set was done in less than one week. Reviewed on: 31st March 2025

Awsome card services will definitely recommend to fa...

Awsome card services will definitely recommend to family and freinds Reviewed on: 31st March 2025

Does exactly what it says on the tin!

Application process was simple and clear and App easy to navigate. No issues so far! Reviewed on: 31st March 2025

So easy to set up and usecredit card

So easy to set up and use approved and card arrived within days no unnecessary fuss Reviewed on: 31st March 2025

Great company and service always helpful and easy to...

Great company and service always helpful and easy to work with! Reviewed on: 31st March 2025

Perfect highly recommended very efficient

Perfect highly recommended very efficient Reviewed on: 31st March 2025

Excellent service

Excellent service and easy to manage Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Everyday credit cards
from Lloyds Bank 4.06 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub