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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very happy with their services.

Very considerate customer service and easy to use app which makes understanding my credit card very easy. Also lots of features to help control lending. Reviewed on: 31st March 2025

Easy to set up easy to use app great customer...

Easy to set up easy to use app great customer service Reviewed on: 31st March 2025

It's been a joy banking with Zopa.

It's been a joy banking with Zopa. Reviewed on: 31st March 2025

Easy to arrange and very easy app to use for angel t...

Easy to arrange and very easy app to use for angel that was needed. Customer service always on help if I need more help. Reviewed on: 31st March 2025

User friendly application, and app, fast service ,ex...

User friendly application, and app, fast service ,excellent customer support and service. Excellent rate for ISA and savings. Reviewed on: 31st March 2025

Loved it helped me a lot would recommend to anyone...

Loved it helped me a lot would recommend to anyone Reviewed on: 31st March 2025

Customer care

Fantastic customer service. Always helped me when I had a question. Reviewed on: 31st March 2025

Good advice, quick clear and concise start up instru...

Good advice, quick clear and concise start up instructions. Reviewed on: 31st March 2025

Prompt and efficient , common sense lending

Prompt and efficient , common sense lending Reviewed on: 31st March 2025

Helped me out of a pickle!

Helped me out of a pickle! Customer service excellent, easy to navigate Reviewed on: 31st March 2025

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