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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

very good because I had a poor credit score and I wa...

very good because I had a poor credit score and I was approved Reviewed on: 31st March 2025

Easy to apply easy for app is so easy very pleased

Easy to apply for app is so easy very pleased Reviewed on: 31st March 2025

Great customer service, easy to use app and great pr...

Great customer service, easy to use app and great products. Couldn't recommend it more. Reviewed on: 31st March 2025

Perfect card

Application straight forward app easy to use just great service Reviewed on: 31st March 2025

Everything good clear information when I spend anyth...

Everything good clear information when I spend anything easy to use abroad Reviewed on: 31st March 2025

Excellent Service .

I got the credit card to build my credit score. I love the app and how you can pay in any amount at any time. It’s so easy to use and statements easy to understand. Only thing is I’m unable to add the card to my Apple wallet as Apple don’t support it. Reviewed on: 31st March 2025

Simple easy application.

Simple easy application. Transparent pricing Reviewed on: 31st March 2025

Quick Decision making it easy and fast delivery.

Quick Decision making it easy and fast delivery. Easy app to combine all payments and limits Reviewed on: 31st March 2025

Very easy and quick to respond when issues

Very easy and quick to respond when issues Reviewed on: 31st March 2025

A good online bank that pays cashback etc as I've ju...

A good online bank that pays cashback etc as I've just opened a bank account with them as well as a credit card Reviewed on: 31st March 2025

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