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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Smooth efficient fair and good value

Smooth efficient fair and good value Reviewed on: 31st March 2025

Im very happy is fantastic credit card i love that.

Im very happy is fantastic credit card i love that. Reviewed on: 31st March 2025

Just a great card so easy to use

Just a great card so easy to use Reviewed on: 31st March 2025

Stress free application and instant reply

The card that is easy to use, does not stress users and great with its functionality. Reviewed on: 31st March 2025

Best helper

Good quick experience Form of payment Reviewed on: 31st March 2025

Excellent credit card and reliable

Excellent credit card and reliable Reviewed on: 31st March 2025

It was very easy to apply and use, downloaded the ap...

It was very easy to apply and use, downloaded the app and is very simple to use, and understand Reviewed on: 31st March 2025

Easy to apply, available on an app, good if you pay...

Easy to apply, available on an app, good if you pay your balance of every month. Reviewed on: 31st March 2025

Everything good about zopa can't fault them

Everything good about zopa can't fault them Reviewed on: 31st March 2025

Easy to use app.

Easy to use app. proportionate raises in credit Reviewed on: 31st March 2025

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