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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa was quick and easy to apply.

Zopa was quick and easy to apply. Terms and conditions were reasonable and I received my physical call early. Reviewed on: 31st March 2025

what are you waiting for?? Sign up now!

Always a fantastic service and communication with the team at Zopa. The app is so easy to use and I love the fact that I can link accounts and see everything in one place for both my credit card and my bank account. It is far advanced from previous bank accounts I have had and I would recommend it to everyone. Reviewed on: 31st March 2025

Absolutely brilliant company, never had a problem, f...

Absolutely brilliant company, never had a problem, first class company Reviewed on: 31st March 2025

bassman player

Since .using Zopa all good excellence services Reviewed on: 31st March 2025

Cops credit card

Early start for me but so far very good. Reviewed on: 31st March 2025

A great experience and a amazing way to build your c...

A great experience and a amazing way to build your credit score Reviewed on: 31st March 2025

Everything is so clear and easy to understand.

Everything is so clear and easy to understand. Excellent experience from start to finish. Unique features as well like credit cushion. Reviewed on: 31st March 2025

Great application, easy to use.

Great application, easy to use. It is easy to deposit money and is very legible Reviewed on: 31st March 2025

Fab credit card

Never have any trouble with zopa I've recommended to all my friends and family Reviewed on: 31st March 2025

Overall good experience no issues

Overall good experience no issues Reviewed on: 31st March 2025

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