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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very prompt application process and their app’s abil...

Very prompt application process and their app’s ability to keep you updated is first class. Reviewed on: 31st March 2025

Good and easy process no hiddin dramas

Good and easy process no hiddin dramas Reviewed on: 31st March 2025

Zopa are very good.

Zopa are very good. I am impressed with services. Reviewed on: 31st March 2025

Absolutely incredible, never had a problem

Absolutely incredible, never had a problem Reviewed on: 31st March 2025

Just a new customer it was very easy to sign...

Just a new customer it was very easy to sign up Reviewed on: 31st March 2025

Excellent

I found Zopa to be very good. Reasonable credit limit. Easy to make repayments. Customer service very good. Reviewed on: 31st March 2025

Excellent Credit card company

I have a credit card and zopa let me pay back in affordable payments and use my credit card for occasions like xmas and birthdays they charge low interest on my monthly use and make it so i stick with their company Reviewed on: 31st March 2025

I have used Zopa for 2 years now as a younger person...

I have used Zopa for 2 years now as a younger person to build up credit score and they have been amazing. Very reliable. Very easy to manage. Reviewed on: 31st March 2025

Best card I’ve had always happy

Never had any problems always help if I had any issues with my account Reviewed on: 31st March 2025

All good can't complain about anything, thank you.

All good can't complain about anything, thank you. Reviewed on: 31st March 2025

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