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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

This credit card is very friendly use and the custom...

This credit card is very friendly use and the customer service was too good Reviewed on: 5th March 2025

Very positive experience

Very positive experience, would recommend Reviewed on: 5th March 2025

Keeping you informed

I have had a good experience with Zopa, they keep you up to date with any changes and increases as and when available. I haven’t dealt with them directly over the phone but they make it easy so you don’t need to. Reviewed on: 5th March 2025

Zopa have always ensured that as a customer I have b...

Zopa have always ensured that as a customer I have been looked after. Reviewed on: 4th March 2025

Excellent service

I was give a low credit to start with but hen offered a higher limit which I accepted it’s easy to control how much you want to spend out of your limit Reviewed on: 4th March 2025

Excellent Service

I’ve only had great experiences with using Zopa and their interest rates are very good and I’ve been very happy with the product. Reviewed on: 4th March 2025

Applying was so simple, acceptance was such a comfor...

Applying was so simple, acceptance was such a comfort & help at a time needed, the app is so simple & informative to use & payment update is just brilliant, Can't recommend Zopa enough & Thank You Reviewed on: 4th March 2025

Excellent credit card with an easy to use app.

Excellent credit card with an easy to use app. Reviewed on: 4th March 2025

Great company would recomend any time

Great company would recomend any time Reviewed on: 4th March 2025

Best credit card ever

Zopa has helped me in a lot of ways and is really helpful to use when in need I would definitely recommend it to others which everyone has got one now after I told them Reviewed on: 4th March 2025

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