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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent products and service

I use a zopa credit card and now a bank account also. Excellent product and top notch service. App is brilliant and easy to use Reviewed on: 4th March 2025

A very wonderful experience with the Zopa team.

A very wonderful experience with the Zopa team. Very wonderful treatment. Reviewed on: 4th March 2025

Dizzy76 reviews

I have had no issues with zopa I found everything straight forward and easy to understand Reviewed on: 4th March 2025

Great company because they offer regular limit incre...

Great company because they offer regular limit increases Reviewed on: 4th March 2025

Easy to get credit when you need it

Easy to get credit when you need it Reviewed on: 4th March 2025

Very prompt dealing with issues and really good cust...

Very prompt dealing with issues and really good customer service there is no problem too small and very pleased to use Zopa also I recommend it to friends Reviewed on: 4th March 2025

All good

Have had no problems at all. All good for me and have told friends and family about it. Reviewed on: 4th March 2025

Easy to use.

Easy to use.i can only speak about y experience but all has been easy and good so far Reviewed on: 4th March 2025

It’s delivered as it said would, app is very helpful...

It’s delivered as it said would, app is very helpful in getting transaction details Reviewed on: 4th March 2025

Overall perfect

Overall, I find the service to be positive: The process has been smooth, and I appreciated the efficiency and professionalism of your team. The staff was helpful when she called for a review, and I had a great experience. I believe there will be room for improvement if need be Reviewed on: 4th March 2025

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