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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very good costumer service as always, highly recomme...

Very good costumer service as always, highly recommended Reviewed on: 3rd March 2025

The experience has been great thus far.

The experience has been great thus far. I currently have a Credit card and a Loan with Zopa and the service has been great and very easy to use. The app makes life easier, if I want to make regular payments to pay off the balance within the month. Reviewed on: 3rd March 2025

I'm experience has been fantastic from day one.

I'm experience has been fantastic from day one. So efficient and reliable. Reviewed on: 3rd March 2025

Brilliant experience.

Brilliant experience. Easy to use app Reviewed on: 3rd March 2025

TRY IT OUT

The card is easy to use together with its app. Reviewed on: 3rd March 2025

Excellent

Always helpful & excellent customer service. New card arrived in less than a week, very impressed Reviewed on: 3rd March 2025

Easy to apply and manage accounts

Easy to apply and manage accounts Reviewed on: 3rd March 2025

Very positive experience and would recommend them to...

Very positive experience and would recommend them to my friends and family Reviewed on: 3rd March 2025

It's been an incredible experience overall it was am...

It's been an incredible experience overall it was amazing it's easy to use and just not overwhelming. Reviewed on: 3rd March 2025

Excellent experience very good service

Excellent experience very good service Reviewed on: 3rd March 2025

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