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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Absolutely brilliant.

Absolutely brilliant. Best credit card. I would like a higher limit but I'm happy with Zopa. Reviewed on: 4th March 2025

It's been a painless stress free experience in getti...

It's been a painless stress free experience in getting the card and the Mobile App is very convenient and easy to use to manage my account, so very happy with the service i get from Zopa Reviewed on: 4th March 2025

Zopa provides a good service and has offered me an i...

Zopa provides a good service and has offered me an increase in my credit amount which I’m very happy with. It gives me advise on managing money and been responsible when borrowing. Reviewed on: 4th March 2025

Very good service.

Very good service. Customer service is also very good and easy Reviewed on: 3rd March 2025

Outstanding and perfect communication.

Outstanding and perfect communication. One of the best credit card providers Reviewed on: 3rd March 2025

Fantastic, I have never come across such excellent s...

Fantastic, I have never come across such excellent service and quick decisions on approvals Reviewed on: 3rd March 2025

I find them to be very good to there customers, car...

I find them to be very good to there customers, caring and willing to help if you have any issues Reviewed on: 3rd March 2025

When I had trouble with my account with a fraudulent...

When I had trouble with my account with a fraudulent transaction they were very prompt in getting it resolved Reviewed on: 3rd March 2025

X amazing companY in every aspect

X amazing companY in every aspect Reviewed on: 3rd March 2025

Very good costumer service as always, highly recomme...

Very good costumer service as always, highly recommended Reviewed on: 3rd March 2025

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