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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Top credit card

Easy to navigate and transact with Reviewed on: 3rd March 2025

Zopa helps me and my family shopping and with my bus...

Zopa helps me and my family shopping and with my bus pass also helps me to get want i need before I receive my salary Reviewed on: 3rd March 2025

ZOPA is very considerate in its interest rate.

ZOPA is very considerate in its interest rate. Reviewed on: 3rd March 2025

Great very friendly service!!!

Great very friendly service and good communication Reviewed on: 3rd March 2025

Easy to use and secure app, happy to recommend good...

Easy to use and secure app, happy to recommend good initial credit limit Reviewed on: 3rd March 2025

My helper Card very helpful for me

Card very helpful for me. It came at a time when I needed it Reviewed on: 3rd March 2025

They have brilliant products and are very responsibl...

They have brilliant products and are very responsible lenders the card and app are very easy to use Reviewed on: 2nd March 2025

Easy convince to use the card intrest rate isn't s...

Easy convince to use the card intrest rate isn't sky high Reviewed on: 2nd March 2025

Amazing for building credit, and easy to set up

Amazing for building credit, and easy to set up Reviewed on: 2nd March 2025

Not had a problem with my card rates are good aswell.

Not had a problem with my card rates are good aswell. Reviewed on: 2nd March 2025

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