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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing for building credit, and easy to set up

Amazing for building credit, and easy to set up Reviewed on: 2nd March 2025

Not had a problem with my card rates are good aswell.

Not had a problem with my card rates are good aswell. Reviewed on: 2nd March 2025

Simply the best

The banking app is simple to use, gives you updates quickly. Adding money into the account is simple. Reviewed on: 2nd March 2025

Best bank

Great service, great app, best bank around Reviewed on: 2nd March 2025

Very friendly customer service.

Very friendly customer service. Made things easy a clear Reviewed on: 2nd March 2025

easy and straightforward to apply everything is exp...

easy and straightforward to apply everything is explained in detail never had any issues at all.one of the best cards i have had in a long time and woukd highly recommend. Reviewed on: 2nd March 2025

zopa are very reliable and very good at keeping me i...

zopa are very reliable and very good at keeping me informed Reviewed on: 2nd March 2025

Never had any problems with the account very straigh...

Never had any problems with the account very straight forward Reviewed on: 2nd March 2025

Good value for money. Excellent yo do businesses with.

Good value for money. Excellent service good rates Reviewed on: 2nd March 2025

Great card easy to use ,excellent communication, A1

Great card easy to use ,excellent communication, A1 Reviewed on: 2nd March 2025

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