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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa took a chance on me when no one else would

I could not get approved for a credit card anywhere due to it being my first time applying for credit and having a thin file. Zopa took a chance on me, and I'll be forever grateful. What I love about Zopa in comparison to other credit card companies is that when I make a payment, it updates IMMEDIATELY! Zopa don't create fuss, and their systems are easy to use, and straightforward. I also opened a current account with them which I am thrilled about. My debit card is sooooooooo pretty! All in all, I genuinely believe that with Zopa creating such an easy-going environment, that it's made keeping track of my Credit way easier! Reviewed on: 1st March 2025

It's been OK so far.

It's been OK so far. Credit card good. Reviewed on: 1st March 2025

Responsible lender with great products and interest...

Responsible lender with great products and interest rates. Reviewed on: 1st March 2025

I'm very pleased with the service

I'm very pleased with the service Reviewed on: 1st March 2025

Good customer service easy make.

Good customer service easy make. Contact Reviewed on: 1st March 2025

Fantastic, quick and efficient.

Fantastic, quick and efficient. Application is made very easy. Reviewed on: 1st March 2025

Very good experience overall always on point app is...

Very good experience overall always on point app is user friendly perfect!!! Reviewed on: 1st March 2025

I really appreciate with this credit card

I really appreciate with this credit card Reviewed on: 1st March 2025

Easy, quick and stress free!

Easy, quick and stress free! Easy to understand and navigate as well. Reviewed on: 1st March 2025

Had a fraud phone them about it said thay would get...

Had a fraud phone them about it said thay would get back to me still waiting had to ring the 3 times still waiting Reviewed on: 1st March 2025

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