Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopas customer service is exceptional, they couldnt...

Zopas customer service is exceptional, they couldnt be more helpful or understanding. Reviewed on: 1st March 2025

Hve always friendly received excellent service on line

Hve always received excellent service on line Reviewed on: 1st March 2025

Easy to pay bills via the app and easy to manage you...

Easy to pay bills via the app and easy to manage your card with hassle free reminders so that payments are not missed Reviewed on: 1st March 2025

Fantastic customer service

Operate so friendly and helpful. Their customer service skills are excellent. Reviewed on: 1st March 2025

Great for day to day spending.

Great for day to day spending. Would recommend as a first card. Reviewed on: 1st March 2025

Uncomplicated money ...

For a none technical person the appl is easy to use and advise and updates are always at hand Reviewed on: 1st March 2025

Good experience with zopa an incredible app too

Good experience with zopa an incredible app too Reviewed on: 1st March 2025

When I have had a problem with my card the customer...

When I have had a problem with my card the customer service have sorted it out very quickly Reviewed on: 1st March 2025

Zopa gave me the chance to build my credit score.

Zopa gave me the chance to build my credit score. Customer support was amazing and very helpful. I would highly recommend this company. Reviewed on: 1st March 2025

Excellent service I have had no issues

Excellent service I have had no issues Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub