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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’m a happy shopper!

Very happy with my credit card, if any problems they are sorted quickly snd with ease. Reviewed on: 28th February 2025

Really Helped me out when I needed most

Really Helped me out when I needed most Reviewed on: 28th February 2025

Good credit card .

Good credit card . And am happy to recommend to my friends. Reviewed on: 28th February 2025

Took a while to get back to me but very helpful when...

Took a while to get back to me but very helpful when they did Reviewed on: 28th February 2025

What I needed

I am happy that their rates are fair and accommodating. Try them, you won’t be disappointed. Reviewed on: 28th February 2025

I used Zopa to improve my own credit score, then whe...

I used Zopa to improve my own credit score, then when my daughter turned 18 years old she did the same! Reviewed on: 28th February 2025

No problem getting approved, perfect start amount, w...

No problem getting approved, perfect start amount, website easy to use. Reviewed on: 28th February 2025

Great score

That nothing more cam be do, for excellent customer service and easy to use app. Reviewed on: 28th February 2025

Just what I need App is easy to use

Just what I need App is easy to use Reviewed on: 28th February 2025

Great app

Very helpful and easy to use. Good app to keep track of costs and payments Reviewed on: 28th February 2025

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