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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa app is brilliant!

Zopa app is brilliant! Really easy to use and keep an eye on everything in one place! Zopa ensure not to give too much credit, so that you don't find yourself in a catch22 situation and that it's easy to make payments and rebuild your credit! Reviewed on: 28th February 2025

Very easy to apply for and easy to use .

Very easy to apply for and easy to use . Reviewed on: 28th February 2025

No complaints

I have had no issues and app is easy to use Reviewed on: 28th February 2025

Applied for card was easy use it pay it back in full...

Applied for card was easy use it pay it back in full never had problem Reviewed on: 28th February 2025

Easy to useapp

Easy to use app and no problem with everything Reviewed on: 28th February 2025

Great service, ease of use, great app

Great service, ease of use, great app Reviewed on: 28th February 2025

Good easy to use app.

Have never used the Customer service as the app is easy to use and answers all my questions Reviewed on: 28th February 2025

Zopa gives credit where credit is due

Zopa gives credit where credit is due Reviewed on: 28th February 2025

Always easy to apply simple quick and effective

Always easy to apply simple quick and effective Reviewed on: 28th February 2025

Helped me out when I needed it.

Helped me out when I needed it. Means I can get back. On my feet Reviewed on: 28th February 2025

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