Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Always easy to apply simple quick and effective

Always easy to apply simple quick and effective Reviewed on: 28th February 2025

Helped me out when I needed it.

Helped me out when I needed it. Means I can get back. On my feet Reviewed on: 28th February 2025

I have had no problems with my account

I have had no problems with my account Reviewed on: 28th February 2025

Happy with customer servicem

Happy with customer service and worth getting a credit card card like zopa when financially struggling Reviewed on: 28th February 2025

Consistent customer service

Consistent with good response for customer service Reviewed on: 28th February 2025

I’ve had nothing but good things from them

I’ve had nothing but good things from them Reviewed on: 28th February 2025

Zopa gave me the chance to transfer my balance from...

Zopa gave me the chance to transfer my balance from a high interest credit card to thirs helping get my finances in order I will be for ever greatful Reviewed on: 28th February 2025

Efficient fast secured

Efficient fast secure really personable Reviewed on: 28th February 2025

Fast, simple, friendly and professional.

The agents I spoke to were polite, efficient, friendly and helpful. I didn’t have to wait a long time to get through to someone either. From the start my application and answers to my queries were dealt with amazingly well. Thank you all staff, you’re a great advertisement for Zopa Reviewed on: 28th February 2025

All is good

Everything about it is great good card good company Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 4.13 from 268 reviews
Chrome Card
from Vanquis 4.10 from 8 reviews
Credit card
from Chase Bank 4.94 from 379 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub